Retirement Planning Calculator

Retirement Planning Calculator (USD)

Your goal is entered in today’s dollars. We inflate it to retirement automatically.

See projected nest egg, safe monthly income (4% rule and spend-down), gap vs goal, and extra monthly savings required.

Profile

Current age

Target retirement age

Plan till age (life expectancy)

Expected inflation (annual %)

Savings today

Current retirement savings ($)

Monthly contribution until retirement ($)

Expected return before retirement (annual %, nominal)

Expected return during retirement (annual %, nominal)

Income goal in retirement

Desired monthly income (today’s $)

Other monthly income (today’s $, pension/rent)

Tax drag on withdrawals (% of portfolio withdrawals)

If withdrawals will be taxed (e.g., traditional 401k), add an estimate.

Actions

Planning estimates only. Not financial advice.

Referral Links

Earn 40,000 points

Earn 40,000 points with any Southwest(R) personal Credit Card and business owners can earn 60,000 points with the Premier Business Credit Card or earn 80,000 points with the Performance Credit Card.

Earn 100,000 points

Earn 100,000 bonus points with the Ink Business Preferred® card or $750 bonus cash back with the Ink Business Unlimited® card or Ink Business Cash® card. I can be rewarded too, learn more.

Earn upto 50000 bonus miles

Choose any United MileagePlus credit card that is right for you. I can be rewarded too if you apply here and are approved for the card. Learn more. Earn up to 50,000 bonus miles for friends who get any United MileagePlus credit card.

Relo AI stands out by offering a unique combination

We offer relocation, financial support, real estate solutions, rebates, incentives, remote work resources, and career development. Get ahead in life