Do you constantly relocate as a modern-day nomad, explore new corners of the globe, and immerse yourself in different cultures? If so, you’re familiar with the excitement of exploring the unknown and fully living life’s adventures. This Insured Nomads Review explores tailored insurance for modern nomads who relish exploring new cultures and places.

No matter where your travels take you – be it the bustling cities of Asia, the diverse landscapes of South America, the rich history of Europe, or the vibrant cultures of Africa – Insured Nomads is there to provide the security and flexibility essential for a globetrotter. As you continue reading, you’ll discover how their comprehensive coverage is designed to give you peace of mind, regardless of your destination.

 

What are Insured Nomads?

Insured Nomads is a forward-thinking insurance company specializing in providing health and travel insurance for the modern nomad, according to an MBO Partners report. They design their policies thoughtfully for people living, working, or traveling abroad. With over 1 million digital nomads worldwide (projected to reach 1 billion by 2035), the undeniable need for comprehensive coverage is evident.

A recent 2022 Deel survey revealed that 44% of remote workers perceive the lack of health insurance as a significant barrier to relocation. An impressive 95% customer satisfaction rating makes Insured Nomads stand out. It provides reliable global health insurance, encompassing coverage for medical emergencies, hospitalization, and outpatient care in 180+ countries. If you want to know more, visit Insured Nomads.


Insured Nomads Review

 

How Insured Nomads Works

They provide a diverse range of insurance products, encompassing health coverage and travel emergency protection. Their adaptable approach empowers clients to select coverage options that align perfectly with their unique international lifestyles. With Insured Nomads, you can tailor your policy for confident and secure adventures worldwide.

This flexibility ensures that whether you’re a digital nomad, a globetrotting family, a remote worker on foreign soil, or an adventurous individual exploring new horizons, Insured Nomads has a tailored solution to meet your specific needs. Their commitment to customization means you can confidently embrace your global journey, knowing you’re covered for the adventures ahead.

 

Benefits of Choosing Insured Nomads

Regarding safeguarding your global adventures with the right insurance provider, Insured Nomads is the ultimate choice, backed by many compelling reasons. Traveling the world can be an exhilarating experience with unforgettable moments and exciting discoveries.

Choose Insured Nomads as your top insurance provider. Here’s why:

 

  • Comprehensive International Coverage: Insured Nomads ensures your protection no matter where your adventures take you with its wide-ranging international coverage. Whether exploring remote corners of the world or living and working in foreign lands. Their policies offer the safety net you need.

 

  • Simplified Claim Processes: Understanding the importance of a hassle-free experience, especially in times of need, Insured Nomads designs its services accordingly. They design claim processes to be straightforward, ensuring easy access to coverage you need during emergencies or unexpected situations.

 

  • Specialized Add-Ons: Besides their core coverage, Insured Nomads offers valuable add-ons such as mental health support and cyber risk protection. It highlights their commitment to addressing modern travelers and remote workers’ challenges, ensuring your well-being.

 

  • Tailored Policies: Insured Nomads recognizes that every individual’s journey is unique. Their customizable policies allow you to tailor your coverage to your specific needs. Whether you prioritize health, travel, or both, you can create an approach that aligns perfectly with your international lifestyle.

 

 

Insured Nomads Pricing and Fees

Insured Nomads understands that pricing flexibility is essential to accommodate the diverse needs of their clients. The cost of insurance plans varies depending on several factors, including the type of plan chosen and personal circumstances. Their pricing structure is designed to offer exceptional value for the extensive coverage, ensuring you get the protection you need without breaking the bank.

Here’s a detailed breakdown of potential pricing for different types of plans, considering various scenarios:


 

Plan Type Coverage Monthly Premium Annual Premium
Individual Health Plan Medical Emergencies, Hospitalization $50 – $100 $600 – $1,200
Family Travel Insurance Trip Cancellation, Medical, Evacuation $80 – $150 $960 – $1,800
Remote Work Protection Cyber Risk Protection, Mental Health $30 – $60 $360 – $720

 

Please note that the above pricing ranges are indicative and can vary based on several factors, including:

 

  • Age: Younger individuals typically have lower premiums, while older individuals may pay slightly higher premiums.
  • Location: Your current location or the regions you plan to visit can affect pricing.
  • Coverage Options: The extent of coverage you choose will impact the premium. Comprehensive coverage may mean higher premiums.
  • Add-Ons: Opting for additional coverage, such as adventure sports or extended coverage periods, will influence the cost.

 

Insured Nomads prides itself on offering competitive pricing tailored to your unique circumstances. They aim to provide you with the best possible coverage at a rate that fits your budget, ensuring you have peace of mind during your global adventures. To explore their pricing options and find the perfect plan, visit the Insured Nomads website today.

 

Health Insurance

Health insurance is the ideal choice for those living or working abroad for an extended period. It offers thorough coverage for emergency, routine, preventative, and chronic care in the countries you’ve selected in your plan. This coverage is continuous for the entire plan duration (typically 1 year, renewable). Whether you’re a student studying abroad, a digital nomad working worldwide, or a frequent traveler, Insured Nomads has you protected.

Their health insurance stands out with highlights including:

 

  • Inpatient care: Hospitalization, surgery, oncology, and organ transplants.
  • Outpatient care: Includes physician appointments, diagnostic tests, and alternative therapies.
  • Mental health: Inpatient and outpatient treatment, substance abuse support, and more.
  • Additional services: Ambulance transport, vaccinations, screenings, prescription drugs, maternity care, vision care, and more!

 

When it comes to high-quality, comprehensive health insurance, trust Insured Nomads to cover you from head to toe!

 

Travel Insurance

They understand that having the right travel insurance is essential when you embark on global adventures. They offer a range of travel insurance solutions to ensure you’re protected during your journeys. Their comprehensive options cater to various travel styles and preferences, providing peace of mind on all your adventures.

Here’s a closer look at their travel insurance options:

 

  • World Explorer: This is the go-to choice for single-trip travelers. It provides short-term travel insurance coverage that ranges from 7 to 364 days. Whether planning a quick getaway or an extended adventure, World Explorer has you covered for unexpected events and medical emergencies.

 

  • World Explorer Trip Protection: This comprehensive option is primarily available to U.S. residents and offers many benefits. It includes medical emergencies, evacuation, and more, alongside trip cancellation. It’s designed to provide peace of mind to travelers, ensuring you’re protected from the unexpected.

 

  • World Explorer Multi: For those who frequently travel or return to their home country between trips, World Explorer Multi is the ideal choice. They are tailored for globetrotters taking multiple short journeys each year. It simplifies insurance and offers continuous coverage no matter how often you travel.

 

  • World Explorer Hotspot: Insured Nomads go above and beyond by offering specialized travel insurance for areas of conflict, war zones, or hotspots such as Afghanistan, Israel, Sudan, and Ukraine. This unique coverage provides extra protection and support for travelers in regions with heightened risks.

 

 

 

Insured Nomads Community (INC)

INC is a distinctive feature of Insured Nomads’ offerings. With INC, you can access a 12-month membership packed with valuable in-app benefits, including digital nomad mental health support and cyber risk protection. What sets INC apart is its inclusion in all policies, providing global perks such as airport lounge access. This membership is a testament to Insured Nomads’ commitment to the well-being and convenience of their clients, enhancing your travel and remote work experience.

 

INC Membership User Guide

Becoming an INC member comes with a host of benefits, and it’s designed with user-friendliness in mind. With the app, members have convenient access to a variety of services and perks, making it an invaluable companion for those who travel frequently. To discover all the ways you can maximize your INC membership, you can view the guide here. Travel and work with confidence, thanks to robust support.

 

Recommended read: 10 Must-Read Books for Digital Nomads and Freelancers

 

How To Apply For Insured Nomads Insurance?

Getting insured with Insured Nomads is a straightforward process that ensures your peace of mind as you embark on your global adventures. Their user-friendly website and intuitive interface make it easy for you to navigate through the insurance application process.

Here’s a step-by-step guide:

 

  • Start by visiting the Insured Nomads website.
  • Keep an eye out for the prominent “buy coverage” button and give it a click.
  • Next, you have the flexibility to choose your preferred insurance plan or customize a quote to meet your specific needs.
  • Once you’ve made your selection, click the “continue” button to progress to the next page.
  • Here, provide your age and the necessary trip details as requested on the page.
  • Take a moment to review the deductible amount for your chosen plan, and when you’re ready, click “continue purchase.”
  • On the following page, complete all the required personal details to finalize your insurance application.
  • Lastly, proceed to the payment page to make your secure payment.

 

Congratulations! With these simple steps, you are now officially insured with Insured Nomads. As you explore the world with confidence, remember that you can also connect with like-minded travelers in their community, enhancing your global adventures. Enjoy your journeys!

 

Cancellation & Refund Policy

They offer an apparent and customer-friendly cancellation and refund policy, allowing customers to cancel their plans within a stipulated timeframe for a refund, subject to terms and conditions. The transparency and simplicity of this policy reflect Insured Nomads’ commitment to providing a hassle-free experience for its customers, ensuring their satisfaction and peace of mind.

Here’s an example of a price for the cancellation and refund policy:

 

Plan Grace Period (Full Refund) Refund Percentage (After Grace Period) Refund Exclusions
World Explorer 14 days N/A Claims filed, pre-existing conditions, political unrest/natural disasters (without add-on)
Passport & Global Citizen 15 days 75% (31-60 days remaining), 50% (61-90 days remaining), 0% (91+ days remaining) Claims filed, pre-existing conditions, political unrest/natural disasters (without add-on)

 

Additional Notes:

 

  • To request a cancellation, please reach out to Insured Nomads customer service through email at travelclaims@pointcomfort.com or by phone at +1 321-275-7843.
  • A $25 administrative fee applies to cancellations after the grace period for Passport and Global Citizen plans.
  • Specific details and limitations may vary based on your chosen plan and individual circumstances.

 

Remember: The following provides a simplified overview. Always refer to the official Insured Nomads policy documents for the most accurate and up-to-date information.

 

Customer Support

Insured Nomads takes pride in providing exceptional customer support to assist you with any questions or needs you may have. Whether you have inquiries about your policy, need assistance with claims, require guidance on policy customization, or have any other specific requirements, their dedicated team is ready to help.

You can reach out to their responsive and helpful customer support through multiple channels:

 

 

Rest assured, Insured Nomads is dedicated to ensuring a smooth and hassle-free experience for all its clients.

 

Is Insured Nomads’s Application Available?

Yes, the Insured Nomads application is available for both iOS and Android devices, providing convenient access to your insurance coverage and membership benefits on the go. Download the app to easily manage your policies, access support, and enjoy the perks of your INSURED NOMADS Community (INC) membership right from your mobile device.

With the Insured Nomads app, you can streamline your insurance experience, making it more straightforward to handle claims, view policy details, and stay connected with fellow travelers in the community. The app offers a user-friendly interface that ensures you have quick and convenient access to the resources you need, enhancing your peace of mind during your global adventures. 

 

Also read: Digital Nomad Packing List: 10 Essential Items for the Ultimate Journey

 

Insured Nomads Customer Ratings

They boast a 4.3-star rating on Trustpilot, backed by over 109 reviews, with 80% of customers commending their excellent service and flexible coverage options. Their impressive 95% customer satisfaction score underscores their dedication to exceeding expectations and providing security and support for nomads worldwide. The online community and social media channels showcase overall customer satisfaction with coverage options, customer service, and ease of use.

 

Comparing Insured Nomads To Other Nomad Insurance

Insured Nomads offers three plans with add-ons and global health insurance, including a 12-month INC membership tailored for remote workers. SafetyWing, actively targeting innovative digital nomads, provides a highly flexible, affordable subscription-based model. Effectively covering unexpected illnesses/injuries and significant travel delays but notably not trip cancellations.

World Nomads, suited for adventurers, offers comprehensive coverage for unexpected medical issues, high-risk activities, and lost or damaged gear but is pricier. SafetyWing is significantly more budget-friendly, while World Nomads excels in extensive adventure activity coverage. Insured Nomads offers unique, valuable benefits for long-term dedicated travelers and remote workers.

 

Start Your Seamless Relocation Experience with Relo.AI 

Begin your relocation journey with assurance, tapping into the comprehensive solutions provided by Relo. AI. Our expert team is dedicated to easing your transition, ensuring a smooth and hassle-free experience at every turn.

For those seeking thrilling travel experiences, Relo.AI highly recommends Insured Nomads. Insured Nomads excels in providing travelers with comprehensive health and travel insurance, offering peace of mind for both domestic and international journeys. 🛡️

Set up a meeting 📅 at your convenience to delve into personalized relocation solutions crafted to align with your distinct dreams and lifestyle preferences.

Today, get in touch and start your relocation journey with Relo.AI, equipped with the best resources and informed choices, guiding you through this exciting chapter of your life. 🚚

 

Wrapping Up

Insured Nomads provides a robust insurance solution for the modern traveler and remote worker. Its range of tailored plans, global coverage, and additional perks make it an excellent choice for those seeking reliable protection on their international adventures. Whether you’re a solo traveler or part of a remote-working team, Insured Nomads offers the security and peace of mind to explore the world confidently.

 

 

Affiliate Disclosure: This article contains affiliate links. We may earn a small commission at no additional cost if you purchase them. Please be assured that we only recommend products and services that meet our quality standards.

 

 

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