Earning Chase Sapphire Reserve points on dining can be easier than expected. Most cardholders know about the standard three points per dollar spent. But there are hidden ways to boost rewards. Dining out should feel rewarding. With some creative approaches, points can pile up faster. As per Statista, households spent an average of $2,235 on food away from home.
This expenditure translates to approximately 6,700 points annually with the standard earning rate.
These amazing ways will help you make your dining habits work harder for rewards.
1. Book Through Chase Dining for a 10x Boost
The easiest way to truly supercharge your Chase Sapphire Reserve points on dining is by booking through the Chase Dining portal. By taking advantage of this feature, you earn a generous 10 credit card points per dollar spent on prepaid reservations, takeout, or delivery from participating restaurants. That’s more than triple the standard 3x rate!
For example, if you spend $100 on a fancy dinner through Chase Dining, you’re looking at 1,000 points instead of just 300. However, the catch is that it has to be prepaid, so make sure to plan and check the portal for options in your area. Yet, it’s a small effort for a massive points payoff.
If you are not a Chase Sapphire Reserve cardholder, join Chase now and start earning rewards on every meal!
💡 Related – How to Earn Chase Sapphire Reserve Points Fast
2. Pair It with DoorDash for Bonus Perks
Your Chase Sapphire Reserve comes with a complimentary DashPass membership through DoorDash. This perk waives $0 delivery fees on orders over $12 when activated by December 31, 2027. While this does not directly earn extra points, it still saves you money on delivery costs. They allow you to order more often and rack up those 3x points on dining.
Besides, DashPass members get up to $25 in monthly promos. It includes a $5 monthly restaurant promo and two $10 non-restaurant DoorDash promos, making your food orders even more affordable. For example, you order takeout twice weekly at $30 a pop. That’s 180 points per week, or over 9,000 points yearly, just from cozy nights in.
Even better, DoorDash often counts as dining, so you’re earning effortlessly. As a result, this strategy fits perfectly into a busy lifestyle, letting you enjoy your favorite meals without leaving home.
Over time, those small orders can add up to a big points balance, all while you kick back and relax. You save money and boost your Chase Sapphire Reserve points on dining.
3. Use Delivery Services That Code as Dining
Not all delivery services offer the same points-earning potential. Stick to platforms like Grubhub, Uber Eats, or Seamless, which typically code as dining purchases and net you 3 points per dollar. Upgraded Points says Americans spend about $1,566 annually on food delivery. At 3x points, that’s 3,600 points annually, enough for a decent chunk of a flight when redeemed through Chase Travel at 1.5 cents per point.
However, not all services are guaranteed to code as dining, so it’s essential to verify transactions on your Chase statement. For instance, third-party apps like Postmates or Instacart may process as grocery or general spending, lowering the rewards rate. Check Chase’s coding and stick to services reliably, earning dining points to avoid missing points.
Being mindful of this, you ensure every takeout order brings maximum rewards.
4. Pay for Group Meals and Get Reimbursed
Offering to cover the entire bill with a Chase Sapphire Reserve while dining out with friends or family is a great strategy. It helps earn more rewards with every meal. Since the card earns 3x points on dining, paying for the full amount ensures more points accumulate faster. Afterwards, those at the table can reimburse the total through cash or payment apps like Venmo or Zelle.
Case in point, a $200 dinner for four results in 600 points, while each friend repays $50. Over time, these small point gains add up significantly, making it a smart strategy for those who dine out frequently. In addition, this method allows the cardholder to take advantage of dining perks while splitting costs evenly among friends.
Consistently using this approach, points balances grow faster without increasing personal expenses.
Grab your Chase Sapphire Reserve Credit Card and start racking up rewards now!
5. Link to Dining Rewards Programs
You can easily stack your Chase Sapphire Reserve points on dining by linking your card to a dining rewards program. Programs like OpenTable or the Chase-partnered Infatuation perks offer additional benefits. Not only that, but these programs often give bonus points for reservations or spending at participating spots in addition to the 3x points you’re already earning.
For instance, OpenTable offers 100 points per reservation, and with 3x from Chase, a $50 meal could net you 150 Chase points plus the OpenTable bonus. In other words, it’s like double-dipping your rewards without extra effort. Similarly, signing up for these programs takes just a few minutes, and over time, the payoff can be substantial if you dine out frequently.
Booking a date night or family gathering spot through OpenTable earns Chase points. It also builds toward a future dining credit with the program’s rewards.
6. Hit Up Fast Food Joints
Don’t overlook fast food; it also counts toward Chase Sapphire Reserve points. Chase considers any sit-down or eat-in spot, including fast food chains like Chipotle or McDonald’s, as part of the 3x category. If you grab a $10 burger combo a few times a month, that’s 360 points a year from quick bites alone. It may not be glamorous, but those points increase faster than expected, especially for on-the-go meals.
Moreover, fast food spending tends to be a regular habit for many, making it an effortless way to earn bonus points consistently. Instead of ignoring these small transactions, use Chase Sapphire Reserve points on dining for everyday fast food purchases. They ensure that every dollar spent contributes to bigger rewards.
Over time, even modest spending on fast food can translate into significant points. These points help fund flights, hotels or travel upgrades.
Earn more rewards on every meal with Chase Sapphire Reserve and make every purchase count.
💁♀️ Also read – 15 Steps on How to Book a Hotel with Chase Points Smartly
7. Shop at Grocery Stores with Restaurants Inside
Some grocery stores have in-store restaurants or delis that code as dining rather than groceries. Think Whole Foods with its hot bar or Wegmans with a sushi counter. If the purchase registers as a restaurant transaction, you’ll snag 3x points instead of the standard 1x for groceries. Besides, not all grocery store dining areas will code the same way.
Checking transaction details on your Chase statement is helpful. Sometimes, using a separate register for the in-store restaurant increases the likelihood of earning dining category points. It means even quick meals from a grocery store can contribute to a larger rewards balance.
Over the period, these extra Chase Sapphire Reserve points on dining turn everyday purchases into valuable travel or cash-back opportunities without additional effort.
8. Attend Chase Dining Events
Chase occasionally hosts exclusive dining events through its Sapphire Experiences, like Dinner on the Court, where you can redeem points or pay with your card for a unique meal. These often earn 10x points if booked through Chase Dining. For example, a $250 event could land you 2,500 points, way more than a typical night out.
Chase Sapphire Reserve cardholders attended over 1,000 such events nationwide, raising millions of points. To take advantage of these opportunities, watch the Chase Experiences page to snag a spot. Further, these events offer more than just rewards.
They provide access to top-tier chefs, exclusive dining venues, and once-in-a-lifetime culinary experiences beyond a regular night out. By staying informed and booking early, cardholders can enjoy VIP treatment. It also helps them significantly boost their Chase Sapphire Reserve points on dining.
9. Use It for Coffee Runs
Your daily caffeine fix can also boost your points. Coffee shops like Starbucks or local cafes are usually coded as dining, earning 3x points. If you spend $5 daily on coffee, that’s 15 points per trip, or 3,750 points over 250 weekdays a year. That’s enough for a $56 travel credit through Chase Travel! It’s a small habit that turns into big rewards over time, especially if you’re a latte loyalist.
Further, this trick works even if you’re not a daily coffee drinker. Take a weekend cappuccino or grab a quick espresso during a work break. Those little purchases still pile up points without much thought. They turn a routine stop into a rewards machine. Pair it with a reusable tumbler for discounts and extra points.
On top of that, consider gifting coffee to others with your card. Buying drinks for coworkers or picking up a friend’s order can boost your points while spreading cheer. A $20 coffee run for the group earns you 60 points in one go.
Over a few months, these small gestures can add hundreds of points to your stash. It’s a simple way to make your coffee habit a powerhouse for travel rewards.
Recommended read – Which Credit Cards Have Priority Pass Restaurant Access?
10. Redeem Points Strategically to Stretch Dining Value
Redeem them through Chase Travel at 1.5 cents per point. Transfer them to travel partners like Hyatt or United for potentially 2 cents per point or more. For example, 10,000 points from dining could get you $150 in travel credit or a free night at a Hyatt worth $200. The flexibility of Ultimate Rewards points means your dining splurges can fuel bigger adventures.
Moreover, timing your redemptions can stretch their value even further. Some partners offer extra value per point during special promotions or transfer bonuses. It makes your rewards go a long way. You can maximize the return on your Chase Sapphire Reserve points on dining. It turns everyday meals into unforgettable travel experiences.
Apply now to start earning and redeeming points for your next big adventure!
Summing It Up
Collecting Chase Sapphire Reserve points on dining is effortless with the right approach. It can be as simple as tweaking your habits or spotting hidden opportunities. From booking through Chase dining to covering group meals, you can pile up points fast. Sipping coffee also adds to your rewards. You can earn enough for a solid travel boost with dining spending per household.
So, grab your card, dig into these ways, and watch your rewards grow with every delicious bite.
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