Mauritius is a dream destination for many looking to relocate. Its breathtaking beaches, welcoming culture, and attractive tax benefits make it an appealing choice. Approximately 1.3 million people live on the island, with a growing number of expatriates from France, South Africa, and the UK. While the cost of living in Mauritius can be higher than expected in certain areas, it is manageable with the right approach.

Beyond its natural beauty, Mauritius offers modern infrastructure, a stable economy, and a high standard of living. Many retirees and professionals choose to settle here.

Knowing these expenses and planning can help create a fulfilling and financially sustainable lifestyle on the island.

 

1. Housing Market and Finding the Right Home

Mauritius offers a variety of housing options, from luxurious beachfront villas to charming apartments in quieter inland areas. Prices in sought-after locations like Grand Baie and Tamarin are higher due to demand. A modern two-bedroom apartment in these areas costs between MUR 35,000 and MUR 60,000 ($800–$1,350) monthly. However, more affordable options exist in regions like Curepipe and Moka, where rental costs are lower without sacrificing comfort.

Mauritius has designated areas for foreign investment. It ensures high-quality developments for those considering purchasing an investment property. Many expats successfully navigate the market with long-term rental agreements and local property management services. It allows them to secure a home that fits their budget and lifestyle.

Foreign buyers can invest through Property Development Schemes (PDS), offering premium residences with gated security and shared amenities. However, non-citizens must invest at least $500,000, with a streamlined purchase process through government-approved agencies. In addition, long-term rental agreements also provide expats with better rates and housing stability.

Expanding residential developments offer diverse options for various budgets and lifestyles. Using Budgeting and Expense Tracking Apps can help manage housing costs effectively. Relo.AI helps you find the right home in Mauritius with expert guidance.

💡 Related – The True Cost of Renting vs Owning a Home

 

2. Utility and Internet Solutions for a Balanced Budget

Electricity costs can vary depending on air conditioning use, with monthly bills ranging from MUR 3,000 to MUR 8,000 ($65–$175). In addition, households relying on air conditioning may see their bills exceed MUR 10,000 ($220) monthly during peak summer months. However, many expats cut down on energy expenses by using ceiling fans, solar water heaters, and energy-efficient appliances, which can reduce electricity costs by up to 30%.

Some residential areas now offer solar panel installation programs, allowing homeowners to generate renewable energy and lower their long-term expenses. In the same way, water bills remain relatively low, averaging MUR 500–1,500 ($11–$33) monthly. However, periodic shortages in certain areas encourage conservation efforts for long-term sustainability.

Internet costs are higher than in some countries, but Mauritius continues to expand its digital infrastructure. A 100 Mbps fibre-optic connection costs around MUR 1,000 to 2,000 ($21 to $43) monthly, depending on the provider and location. Emtel and My.T are the leading providers, with increasing coverage in both urban and rural areas.

Expats save using shared plans, bundling TV services, or prepaid data. While speeds are improving, remote areas may need mobile hotspots or satellite internet for reliability.

 

3. Smart Shopping and Enjoying Local Produce

Grocery costs can be high due to the island’s reliance on imports, but smart shopping can make a big difference. Local markets in Port Louis, Quatre Bornes, and Goodlands offer fresh, seasonal produce at a fraction of supermarket prices. For example, a pound of local tomatoes costs MUR 59.92 and MUR 60.32 ($1.30–$1.32), while a kilogram ranges from MUR 132–MUR 133 ($2.86–$2.88).

Imported ones can be significantly more expensive, often exceeding MUR 150 ($3.30) per kilogram. In contrast, switching to locally grown fruits, vegetables, and seafood supports small farmers and greatly reduces grocery expenses.

Many expats find adjusting their diets to incorporate locally available ingredients helps cut costs while offering a healthier, fresher alternative to imported goods.

Additionally, wine lovers and food enthusiasts can save by buying in bulk from suppliers or duty-free stores. Moreover, many expatriates grow herbs and vegetables at home, making the sustainable cost of living in Mauritius both rewarding and cost-effective.

 

4. Private Healthcare as a Worthwhile Investment

Mauritius provides free public healthcare to all residents; however, many expatriates prefer private healthcare facilities due to shorter wait times and access to specialized services. Private healthcare can be costly, with a general practitioner consultation averaging MUR 500 to 600 and specialist consultations ranging from MUR 1,500 to 2,500.

Many expatriates opt for international health insurance plans offering comprehensive coverage and financial security to manage these expenses. As per i-brokers, annual premiums for such plans typically range from $1,000 to $2,500 for individuals. The cost varies between $2,000 and $5,000 for couples, depending on age, coverage level, and pre-existing conditions.

Some cheap insurance providers, like Cigna and Allianz, offer tailored packages with medical evacuation, specialist visits, and emergency coverage. These plans ensure peace of mind for long-term residents.

 

5. Transportation Choices That Save Money

While car import duties are high, nonetheless, many expats find great deals on second-hand vehicles through local dealerships and online marketplaces. Furthermore, fuel prices remain reasonable, and public transportation is a budget-friendly alternative for daily commuting. In addition, shared taxi services and carpooling networks offer even more savings, making travel across the island convenient and economical.

Mauritius offers affordable monthly bus passes for those who prefer not to own a car. In addition, fares start at MUR 500–1,000 ($11–$22) monthly, depending on the routes and travel frequency. Moreover, ride-hailing apps like Yugo and MyCar provide more flexible transport options, often cheaper than traditional taxis.

Alternatively, many expats also rent scooters or bicycles, which can cost MUR 2,000–5,000 ($45–$110) monthly. This allows for easier mobility while avoiding heavy traffic in busy areas.

 

6. Education and International Schooling Within Reach

Mauritius has a mix of public and private schools, with international institutions like Northfields, Le Bocage, and Clavis offering world-class education. Tuition fees range from MUR 200,000 to MUR 800,000 ($4,500–$18,000) annually. Yet, scholarship programs, early payment discounts, and expatriate employer sponsorships help many families afford the best schooling options.

Local schools, especially bilingual institutions, offer an excellent education at a fraction of the cost. Therefore, they are a viable option for parents seeking affordable schooling. Further, these institutions allow children to immerse themselves in Mauritian culture while managing expenses.

Mauritius places a growing emphasis on STEM education and multilingual learning. Consequently, the country continues enhancing its academic landscape for both local and expatriate students.

You must read the student relocation guide for proper guidance if you are a student.

💁‍♀️ Also read – 7 Common Mistakes to Avoid During Student Relocation

 

7. Residency and Business Opportunities

Mauritius offers several residency and work permit options, making it easy for expats to establish themselves. Entrepreneurs can invest $50,000 or more in a business under the Investor Occupation Permit. Contrariwise, retirees can secure a Residence Permit by transferring $1,500 monthly to a local bank account. Planning a professional and retirement budget ensures financial stability, as living costs vary by lifestyle.

Also, you can read the complete Mauritius Retirement Visa information for more details. Self-employed individuals can obtain a Self-Employed Occupation Permit with an investment of $35,000. It allows freelancers and business owners to thrive in a tax-friendly environment. Legal advisors and expat communities guide the process, ensuring a smooth transition.

Mauritius provides business-friendly policies and government support for startups. As a result, the island offers a stable economy, making it ideal for entrepreneurs. With incentives for innovation and investment, the island provides a strong foundation for long-term success.

 

8. Security and Home Maintenance Services

Mauritius is a safe country, but many residents invest in gated communities or cost-effective security systems for peace of mind. Home insurance policies range from MUR 10,000 to MUR 30,000 ($225–$675) annually, ensuring protection against unexpected events. Hiring domestic help remains affordable, with full-time staff earning an average of MUR 10,000 ($225) monthly.

Many expatriates use affordable cleaning, gardening, and maintenance services. Consequently, they enjoy a comfortable island lifestyle without high expenses. Many homeowners also install CCTV cameras, motion sensor lighting, and alarm systems, which cost MUR 15,000–50,000 ($330–$1,100) depending on features and coverage.

Security company Brinks monitoring services, adding extra protection for residential properties. Moreover, routine home maintenance, including plumbing, electrical repairs, and pest control, costs MUR 1,500–5,000 ($35–$110) per visit.

These options keep homes secure and well-maintained without high costs.

 

9. Tax Benefits and Smart Financial Planning

Mauritius is well known for its low tax rates, with a flat 15% income tax and no capital gains tax, making it an attractive destination for financial stability. While some hidden levies exist, strategic financial planning with local tax advisors ensures expatriates make the most of available benefits.

Foreign income is not taxed if not remitted to Mauritius, allowing many expats to legally optimize their earnings while benefiting from a stable economic environment. Additionally, businesses benefit from a corporate tax rate of 15%, with exemptions for specific industries such as global business and freeport activities.

 

Mauritius Individual Income Tax Rates

It offers competitive tax rates, making it an attractive destination for expatriates and investors. The system is designed to be straightforward, with a flat rate for higher incomes and deductions for eligible expenses.

Below is a breakdown of the personal income tax structure –

Annual Chargeable Income (MUR)	Tax Rate	Applicable Deductions
Up to 325,000	10%	Basic personal deductions apply
325,001 – 900,000	12.50%	Reduced rates for middle-income earners
Above 900,000	15%	Standard flat rate on high-income
Foreign-sourced income (not remitted)	0%	No tax on unremitted foreign earnings

 

Mauritius Corporate Tax Rates

They provide a flat corporate tax rate and various tax incentives to foster business growth. The country’s tax-friendly policies and strategic location make it a hub for global businesses and startups.

For businesses, Mauritius offers one of the most competitive tax regimes in Africa, attracting investors and entrepreneurs –

Business Type	Corporate Tax Rate
Domestic Companies	15%
Global Business Companies (GBC 1)	3% – 15% (depending on tax credit eligibility)
Freeport Operators	0% for export-oriented activities
Small Enterprises (turnover < MUR 10M)	1% – 15% (progressive rate based on revenue)
Companies in specific investment schemes	Tax holidays of 5–8 years

 

Additional tax benefits for expats and investors –

• No capital gains tax makes Mauritius attractive for property and asset investments.
• No inheritance or estate tax, ensuring smooth wealth transition across generations.
• It has DTAAs with over 40 countries, preventing double taxation for expatriates and foreign investors.
• VAT (Value Added Tax) at 15%, with specific exemptions for essential goods and services.

 

Proper financial planning helps expats and business owners maximize their savings and reduce tax liabilities. Ultimately, it allows them to benefit from Mauritius’ investor-friendly tax system.

 

10. Affordable and Luxurious Leisure Options

Mauritius is home to some of the world’s most beautiful beaches, and outdoor activities like hiking, snorkelling, and cycling come at little to no cost. While dining out can be pricey, many local eateries and street food vendors offer delicious meals at affordable prices, with options as low as MUR 150 ($3.50) per dish.

Mauritius has many hotels and luxury resorts, including The Oberoi, Shangri-La, and Constance Hotels. It offers weekday specials and membership deals, allowing residents to enjoy premium facilities at lower rates. For adventure seekers, deep-sea fishing, scuba diving, and catamaran cruises provide unforgettable experiences, with packages starting at MUR 2,500 ($55).

Renowned hotel chains like Hilton, Four Seasons, and Marriott host seasonal festivals, live music events, and art exhibitions. They ensure that expats and locals enjoy Mauritius’s rich and diverse social life.

To learn more about Hilton Honors, read our complete review here.

Recommended read – How Socially Responsible Banks Benefit of Remote Work and Retirees

 

11. Thriving Expat Communities and Social Networks

Moving to a new country is easier in a supportive community. Mauritius has a thriving expat scene, with people from around the world settling on the island. From business networking events to international social clubs, connecting with like-minded individuals helps newcomers adjust more quickly. Many expatriates join groups on Facebook, Meetup, and local WhatsApp communities to stay updated on island events, business opportunities, and travel tips.

These networks provide invaluable support, helping new residents navigate everything from bureaucratic processes to finding hidden gems across the island. Social clubs such as the Caudan Arts Club and the Mauritius Expat Club offer networking opportunities, sports activities, and cultural events.

Annual membership fees range from MUR 10,000 to MUR 50,000 ($225–$1,100), depending on the level of access and amenities.

Local integration is also rewarding. For instance, engaging with Mauritian culture, learning a few words of Creole or French, and participating in local festivals creates deeper connections. Furthermore, the friendly and welcoming nature of the island’s people makes Mauritius an easy place to call home.

 

12. Work-Life Balance and Business Opportunities

Mauritius offers one of the best work-life balance environments. As a result, it attracts remote workers, digital nomads, and entrepreneurs seeking a high quality of life with less stress. Moreover, the government has introduced various business-friendly policies. These policies, in turn, make it easier for professionals to start companies, work remotely, or invest in existing businesses.

Coworking spaces like The Hive and Oficea provide excellent infrastructure for entrepreneurs and remote workers. This allows expats to maintain a professional environment while enjoying the island lifestyle. Not only that, hot desk memberships cost between MUR 6,000 and MUR 15,000 ($135–$330) per month.

Private office spaces typically range from MUR 25,000 to MUR 50,000 ($550–$1,100) per month, depending on the location and facilities.

Again, Mauritius is a top choice for those looking to blend work with paradise, as it ensures a stable economy that supports entrepreneurs and remote professionals.

 

Long-Term Living and Sustainability on the Island

Mauritius is an ideal location for those seeking a slower, more fulfilling way of life. A stress-free life in Mauritius is possible by budgeting wisely and adopting local living. With planning and adaptation, the cost of living in Mauritius becomes more of an opportunity than a challenge. The right approach allows individuals and families to thrive while experiencing everything this paradise island offers.

For more insights into financial planning and expat life, check out Numbeo. Besides, the Mauritius Board of Investment website provides official guidance on residency, business opportunities, and living costs.

 

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Also, we assist with all relocation needs if you are a digital nomad, remote worker, or retiree looking to settle in Mauritius. Relo.AI ensures a hassle-free transition so you can focus on enjoying your new life.

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Disclaimer – All costs are estimates and subject to change. Please verify with local providers for the latest pricing.