Retirement is a significant milestone many folks dream about – time to finally relax, travel, and maybe even try something new. Picking the perfect spot to spend those years is essential since it’ll make a big difference in how much you enjoy yourself. Stuff like affordability, good hospitals, the weather, and whether there are fun things to do all matter a ton when considering the best cities to retire.
Below, you explore the list of 12 fantastic cities to retire to that could be the perfect place to make your retirement dreams come true.
1. Asheville, North Carolina
Asheville is a picturesque city in the Blue Ridge Mountains, offering a perfect blend of natural beauty and urban convenience. It’s renowned for its vibrant arts scene, historic architecture, and access to numerous outdoor activities. With a mild year-round climate and a welcoming community, Asheville stands out as a top choice for retirees. The city’s frequent festivals and events offer ample chances for socializing.
Enjoying a mild climate year-round, with average summer highs around 83°F (28°C) and winter lows around 28°F (-2°C). This city’s balance of seasonal weather, vibrant arts scene, and outdoor activities make it a top choice for retirees. Excellent healthcare facilities and various senior-friendly amenities further enhance its appeal as an ideal retirement destination.
Cost of living – The cost of living in Asheville is slightly above the national average, influenced by its popularity and housing market. Retirees can find value in the city’s healthcare services and recreational activities. Median home cost is around $350,000, with utilities and healthcare costs closely aligning with national averages.
2. Sarasota, Florida
Florida remains a retirement haven, and Sarasota is a gem within this sunny state. Boasting white sandy beaches, a thriving arts scene, and an array of golf courses, Sarasota offers a luxurious yet laid-back lifestyle. The absence of state income tax further sweetens the deal for retirees. Its vibrant community and cultural events also provide a rich social life that appeals to many retirees.
Sarasota boasts a tropical climate with hot summers and mild winters. Summer temperatures often reach around 90°F (32°C), while winter temperatures average around 72°F (22°C). Ensuring a warm setting year-round for retirees. This appealing climate allows continuous enjoyment of its outdoor amenities and waterfront activities, making it an ideal spot for those seeking an active retirement.
Cost of living – It offers living on par with the national average, with no state income tax, which can significantly benefit retirees. The median home price in Sarasota is about $365,000. Groceries and healthcare costs are reasonable. Making it an attractive option for retirees looking for a sunny, affordable locale.
3. Tucson, Arizona
Tucson is ideal for those who enjoy warmer climates and stunning desert landscapes. This city offers affordable living costs, excellent healthcare facilities, and many outdoor activities, including hiking and golf. Tucson’s rich cultural heritage and vibrant community events ensure a fulfilling retirement. Its proximity to natural wonders and national parks adds to its allure for nature lovers and outdoor enthusiasts.
It offers a desert climate with sweltering summers and mild winters. Summer temperatures can soar above 100°F (38°C). Winter temperatures average around 65°F (18 °C), appealing to those who prefer warmer climates. The clear skies and over 300 days of sunshine annually also make it perfect for solar energy enthusiasts and those who thrive in sunny conditions.
Cost of living – Known for its affordability, especially compared to other Arizona retirement hotspots. This city offers a median home price of around $250,000, making housing more accessible. Living expenses, including groceries and utilities, are lower than the national average, providing a cost-effective retirement option.
4. Boulder, Colorado
Boulder appeals to active retirees with its stunning natural scenery, many outdoor activities, and emphasis on healthy living. The city boasts a lively cultural scene, top-notch restaurants, and a friendly, inclusive community. Though the cost of living is higher, the quality of life is unparalleled. Boulder’s focus on sustainability and eco-friendly living appeals to environmentally aware retirees.
Boulder experiences a diverse and dynamic seasonal climate, with summer highs averaging 85°F (29°C) and winter lows around 22°F (-6°C). This wide range allows retirees to enjoy various outdoor activities, from hiking and biking in the warm summer months to skiing and snowshoeing in the brisk, cold winter. It ensures an active and vibrant lifestyle regardless of the season.
Cost of living – Boulder is on the higher end of the cost of living spectrum, with median home prices around $850,000 due to its desirability and proximity to natural attractions. While housing costs are steep, Boulder offers access to excellent healthcare and outdoor activities that may justify the expense for some retirees.
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5. Pittsburgh, Pennsylvania
Pittsburgh offers a unique blend of affordability, healthcare excellence, and cultural richness, making it an attractive option for retirees. The city’s transformation from an industrial hub to a vibrant cultural and educational centre offers something for everyone. Explore museums and theatres, as well as parks and recreational activities. Its expanding culinary scene, from cosy diners to upscale eateries, enhances the city’s charm.
It has a humid continental climate, with summers averaging highs of 82°F (28°C) and winter lows around 20°F (-7°C). This city offers a mix of seasonal weather patterns, suitable for retirees who enjoy experiencing all four seasons. The distinct changes between seasons provide a beautiful backdrop to the city’s landscape, offering picturesque snowy winters and lush, warm summers.
Cost of living – Standing out for its remarkable affordability, this city offers a cost of living significantly below the national average. The median home price is about $150,000, making it a desirable option for retirees. It also boasts meagre costs for healthcare and utilities, further enhancing its appeal for a budget-friendly retirement.
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6. Ann Arbor, Michigan
Home to the University of Michigan, Ann Arbor provides a stimulating environment that promotes lifelong learning and community engagement. With various cultural events, sports, and educational opportunities, retirees can enjoy a vibrant lifestyle amidst a picturesque setting. The presence of leading healthcare facilities and strong community support further enhance its attractiveness to retirees.
It features a humid continental climate with summer highs around 81°F (27°C) and winter lows near 17°F (-8°C). Its picturesque setting is perfect for retirees who appreciate a distinct change of seasons. The seasonal variations allow for diverse activities, from enjoying the lush greenery in summer to participating in winter sports. Check out our complete city guide about relocating to Ann Arbor for more insights.
Cost of living – Presenting a surprisingly moderate cost of living. With median home prices around $400,000, this city intriguingly offers slightly higher housing costs than the national average. Its vibrant culture, excellent healthcare, and numerous educational opportunities provide substantial value, potentially outweighing costs for retirees.
7. Charleston, South Carolina
Charleston is renowned for its historical charm, friendly locals, and excellent cuisine. The city’s beautiful beaches make it a desirable location for retirees seeking a leisurely pace of life. With cultural events and a mild climate, it offers rich cultural experiences. Its well-preserved historic districts and picturesque waterfront views offer retirees endless opportunities for exploration and relaxation.
Enjoying a humid subtropical climate, with hot summers around 89°F (32°C) and mild winters averaging 59°F (15°C). This climate makes Charleston ideal for retirees seeking a warm, coastal lifestyle. With over 200 days of sunshine annually and gentle sea breezes, residents can enjoy outdoor activities such as boating, fishing, and golfing throughout the year. This enhances their overall quality of life.
Cost of living – The cost of living in Charleston is slightly above the national average, with median home prices near $375,000. The city’s Southern charm, combined with its reasonable costs for groceries and utilities, makes it a viable and enchanting option for those seeking a retirement filled with history, culture, and relaxation.
8. Austin, Texas
Austin’s dynamic culture, excellent healthcare facilities, and warm climate make it a standout city for retirees. The city’s music scene, outdoor activities, and vibrant community life ensure that retirees have plenty of opportunities to stay active and engaged. Austin’s diverse culinary scene offers retirees the chance to explore a variety of cuisines, from food trucks to fine dining establishments.
With hot summers often exceeding 95°F (35°C) and mild winters averaging around 60°F (16°C), Austin’s climate suits retirees seeking year-round outdoor activities. This warm climate is perfect for retirees looking to stay active year-round. With over 300 days of sunshine annually, retirees can enjoy outdoor activities such as hiking, biking, and gardening throughout the year, promoting overall health and well-being.
Cost of living – popularity has driven the cost of living, with median home prices around $450,000. The absence of state income tax and the vibrant culture and entertainment options can provide a balanced lifestyle for retirees willing to invest in this dynamic city. The city’s focus on sustainability appeals to retirees seeking an eco-conscious community.
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9. Santa Fe, New Mexico
Santa Fe offers a unique retirement experience with its stunning landscapes, rich artistic scene, and cultural diversity. The city’s emphasis on arts and culture and its beautiful weather and outdoor activities make it a haven for creative retirees. Santa Fe’s thriving local markets and craft fairs allow retirees to explore and support local artisans, enhancing the city’s vibrant community spirit.
It features a semi-arid climate with cool winters and warm summers. Summer temperatures average around 86°F (30°C), while winter temperatures can drop to around 17°F (-8°C), appealing to retirees who enjoy a dryer climate with distinct seasons. This climate also supports year-round outdoor activities such as hiking, biking, and golfing.
Cost of living – It offers a unique retirement setting with the cost of living above the national average; median home prices are about $500,000. The city’s rich arts scene, beautiful landscapes, and relatively high healthcare costs cater to those who prioritize cultural enrichment and natural beauty. Santa Fe’s events celebrate its heritage, offering retirees engagement.
10. Portland, Oregon
Portland is ideal for retirees who value nature, sustainability, and a lively culinary scene. The city boasts numerous parks, eco-friendly initiatives, and diverse cultural activities, promoting a healthy and active retirement lifestyle. Retirees can easily explore the city thanks to its extensive network of bike lanes and public transit systems, reducing reliance on cars for transportation options.
The marine west coast climate of Portland brings mild summers with average temperatures around 80°F (27°C) and cool, rainy winters averaging about 40°F (4°C). This climate creates a lush and green environment, perfect for retirees who enjoy spending time outdoors. With its proximity to the Pacific Ocean and the Cascade Range, Portland offers retirees ample opportunities for outdoor recreation such as hiking, fishing, and beachcombing.
Cost of living – With the cost of living above the national average, this city sees median home prices around $500,000. The emphasis on sustainability and quality of life, including access to healthcare and outdoor activities, appeals to retirees seeking a green, active lifestyle. Portland’s markets and gardens foster sustainable living for retirees.
11. Naples, Florida
Another Florida gem, Naples, is known for its stunning beaches, luxury shopping, and golf courses. The city’s high quality of life and excellent healthcare facilities make it a luxurious retirement destination. Naples’ vibrant arts scene and cultural events provide retirees with opportunities for enrichment and leisure. The Everglade’s proximity offers retirees natural beauty exploration.
It offers a tropical savanna climate with hot, humid summers around 91°F (33°C) and warm, dry winters averaging 77°F (25°C). Its year-round warmth is perfect for retirees looking for a luxury beachside retirement. The city’s coastal location also offers retirees ample opportunities for boating, fishing, and other water-based activities, enhancing their retirement experience and overall well-being.
Cost of living – Known for its high cost of living, with median home prices exceeding $1 million, this city reflects its status as a luxurious retirement destination. Despite higher housing costs, it offers excellent healthcare and recreational activities that may justify the expense for those seeking a premium retirement experience.
12. Honolulu, Hawaii
For those dreaming of a tropical paradise, Honolulu offers beautiful beaches and a rich cultural experience. While the cost of living is high, the city’s natural beauty, outdoor activities, and welcoming community provide a unique retirement lifestyle. The city’s vibrant arts scene and numerous festivals celebrate its diverse culture, enhancing its appeal as a retirement destination.
Honolulu enjoys a delightful tropical semi-arid climate with consistent year-round temperatures, averaging 80°F (27°C) to 89°F (32°C). This ideal climate and stunningly beautiful landscapes offer retirees a paradise-like setting. The warm weather facilitates diverse outdoor and water-based activities year-round, from surfing to hiking, ensuring residents maintain active and engaging lifestyles.
Cost of living – This city sees median home prices around $700,000. The cost of groceries, utilities, and other necessities is significantly higher than on the mainland. Despite these expenses, the area’s temperate climate, offering comfortable weather year-round, adds to the allure, making it an attractive option for those willing to invest in a premium lifestyle.
Final Note
Choosing the correct city to retire in is a deeply personal decision that depends on individual preferences, needs, and financial situations. These 12 cities to retire stand out for their unique qualities that cater to a comfortable and happy retirement in 2024. Whether you’re seeking adventure, relaxation, or cultural enrichment, a city on this list promises to make your retirement years truly golden.
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