Travel rewards are available to more than just credit card holders. If you’re wondering how to earn travel points without a credit card, you’ll be glad to know plenty of hassle-free ways to rack up points and make your dream trips a reality. Travel points and miles can be invaluable for saving on flights, hotels, and other travel expenses. Travelers using alternative methods save an average of $1,200 on travel annually.

Airline dining program participants can earn up to 5 points per dollar, boosting their points balance significantly without a credit card.

Here’s how you can accumulate these rewards without signing up for a credit card.

 

1. Join Loyalty Programs

Enrolling in airline and hotel loyalty programs is the cornerstone of earning travel points. For example, Southwest Rapid Rewards program participants earned over 3.4 million flights in a recent year alone. By simply joining these programs and accumulating points through travel, you can redeem them for free flights or luxurious stays. Consistency is key. The more you fly or stay, the more you earn.


Many programs offer tiered memberships, so the more points you accumulate, the higher your membership level becomes, unlocking even more benefits and rewards. Frequent travellers can achieve elite status with free upgrades, priority boarding, and bonus points on every trip. Pay attention to the option to pool points with family members to reach reward thresholds faster.

This strategy makes every trip more rewarding.

Women at Airprot Using Phone with Luggage

💡 Related – How to Get Airport Lounge Access Without Credit Card – 12 Easy Steps

 

2. Take Advantage of Promotions and Partnerships

Loyalty programs often run promotions that can boost your points quickly. For instance, a Hilton Honors promotion may offer double points on weekends. Major airlines and hotels partner with retailers and restaurants, allowing you to earn points on everyday purchases. Loyalty program members who utilize partner offers earn up to 30% more points annually than those who don’t.

Look for limited-time offers with even greater bonuses, such as triple points on specific flights or during certain holidays. Engaging strategically with these promotions can significantly accelerate the accumulation of your points. Furthermore, some loyalty programs offer exclusive shopping events or online marketplaces where every dollar spent earns additional points. It enhances the value of your regular shopping.

Participating in these promotions boosts your points balance and often includes discounts on the items you purchase, providing double the benefit.

 

3. Use Shopping Portals

Shopping portals are a hidden gem for earning points. For example, the American Airlines AAdvantage eShopping portal connects you to over 950 retailers, and members can earn up to five miles per dollar spent. It includes major brands and covers various categories, from tech to apparel, allowing for broader shopping options that fit different lifestyles.

This method utilizes your regular shopping habits to accumulate points and offers occasional bonuses that can double or triple your earnings during promotional periods. Regularly checking the portal for new deals and aligning your purchases with these promotions can maximize the points you earn from everyday spending.

Moreover, subscribing to email alerts from these shopping portals will ensure you take advantage of high-earning opportunities.

How to Earn Travel Points Without a Credit Card

 

4. Participate in Surveys

Engaging with survey platforms linked to loyalty programs can also add to your points tally. Many of these platforms offer a range of topics and survey lengths, allowing you to maximize point earnings based on your availability and interests. The e-Rewards Opinion Panel, partnered with several budget airlines, rewards users with points for completing surveys.


Depending on your activity level, this could add up to thousands of points yearly. Some survey sites provide occasional bonus points for special surveys or consistent participation, boosting potential rewards. It allows you to influence future products and services and enriches your travel opportunities through accumulated points.

Completing these surveys requires only a few minutes, making it a quick and efficient way to earn travel rewards.

 

5. Attend Events

Many travel loyalty programs host events that can earn you points. For instance, attending an airline’s route launch event could net you a bonus of 500 to 1,000 points. These special occasions often include exclusive perks like preview access to new services or products. It enhances the overall value of participation. These events provide unique experiences and are a relatively effortless way to boost your points balance.

They offer networking opportunities with other frequent travellers, potentially leading to more insider tips on earning and using travel points effectively. Engaging in these events can also deepen your loyalty to specific brands, which may result in even more tailored offers and bonuses.

This continued engagement can make each travel experience more prosperous and more rewarding.

 

6. Refer Friends

Referral bonuses are a significant point earner. Delta’s SkyMiles program, for instance, offers 10,000 miles for each successful referral, with annual caps that can significantly enhance your points pool. Such programs incentivize existing members to bring new customers and rapidly expand your ability to travel at a reduced cost. Referred new members are 25% more likely to become frequent travellers.

Many loyalty programs enhance referral benefits during specific promotional periods, offering even higher bonuses or additional perks like status upgrades or exclusive access to deals. This strategy helps loyalty programs grow their base while providing members with a faster route to reaching elite status levels and accessing premium rewards.

Using your social network can turn friendships into valuable travel opportunities, enriching loyalty rewards.

Refer Friends

 

7. Use Travel Booking Sites That Offer Rewards

Booking sites like Expedia or Booking.com offer their own rewards programs. These platforms reward frequent users by increasing the points earned with each successive booking, encouraging loyalty and repeated use. Enrolling in these programs is usually free and comes with immediate benefits, making it a practical choice for travellers.

They can yield 1-2 points per dollar spent, which can be redeemed for discounts on future bookings, saving you money on each trip. These sites often have exclusive deals and promotions for members that aren’t available to the general public, providing even more savings opportunities.

By regularly checking their offers and planning your bookings accordingly, you can maximize the benefits of these platforms.

💁‍♀️ Also read – Expedia Travel Review: Your Ultimate Resource for Booking Adventures

 

8. Rent Cars from Partner Companies

Car rentals through partner companies can be another lucrative source of points. By choosing partners aligned with your loyalty program, you can effortlessly accumulate points that will contribute to your next vacation or business trip. Renting with Hertz through the United MileagePlus program can earn you up to 1,250 points per rental.

Many rental companies offer promotional periods where you can double or even triple the points earned, significantly accelerating your points accumulation. These partnerships often extend to include travel insurance and additional drivers at no extra cost, adding value beyond just earning points.

Always check for special codes or offers before booking to ensure you receive the maximum benefits from these partnerships.

 

9. Book Experiences

Booking experiences through your loyalty program can significantly boost your points. This method enhances your travel by allowing you to explore unique activities and contributes to faster points accumulation. Activities like guided tours often come with points bonuses, sometimes offering hundreds of points per activity.

It adds depth to your travel and your points balance. Many programs partner with local attractions and events, providing exclusive access or early booking privileges that can enrich your travel experience. You can experience more of your destination while earning rewards that make future travel more affordable.

Engaging in these activities offers fun and insightful experiences and helps deepen your connection with different cultures, making each trip unforgettable.

 

10. Dining Programs

By joining a dining rewards program, such as Delta’s SkyMiles Dining, you can earn points every time you dine at a participating restaurant. It allows you to accumulate travel rewards while enjoying meals out effortlessly. With some programs offering up to 5 points per dollar spent, frequent diners can accrue points rapidly.

Besides Delta’s SkyMiles Dining, other notable dining programs include United MileagePlus Dining, which offers similar rewards for dining out. American Airlines Advantage dining program is another option for earning points in over 11,000 restaurants across the U.S.

Southwest Airlines also offers the Rapid Rewards Dining program, which turns dining out into an opportunity to earn points towards flights. Each program seamlessly integrates with the airline’s loyalty scheme.

They provide a dual benefit of enjoying your meal and earning travel points simultaneously.

Dining Programs

 

11. Utilize Partner Utility Services

Specific loyalty programs also tie into home services and utilities. These partnerships may include companies providing electricity, gas, internet, and television services. Opting for these services can earn you a steady stream of points based on your monthly bills, turning necessary expenditures into valuable points.

Integrating utility services with your loyalty accounts turns every payment into a chance to earn points. It effectively reduces the overall cost of these essential services over time. Some programs may offer promotional periods where utility payments earn extra points, maximizing the benefit of staying with or switching to a partnered provider.

Ensure you regularly check for updates and new partner additions to your loyalty program to maximize these opportunities.

 

12. Engage with Partner Financial Products

Some non-credit cards financial products, such as bank accounts or investment services that offer travel points, can further augment your accrual efforts. By leveraging these financial products, you can earn regular transactions and investment points, integrating your financial goals and growth with travel benefits.

Many banks and financial institutions, such as Chase, Bank of America, and Wells Fargo, also provide bonuses for opening new accounts or reaching certain deposit thresholds, which can significantly boost your points balance. These partnerships often include exclusive offers and higher earning rates during promotional periods.

Some financial services also provide tools and apps that track your earning progress and suggest ways to optimize your point strategy.

 

13. Watch for Bonus Points Opportunities

Many loyalty programs periodically offer opportunities to earn bonus points through specific actions or during certain events. Watching promotional videos, participating in brand surveys, or engaging with a new service may earn you extra points. These activities might include limited-time challenges or interactive tasks that are fun and engaging.

Often, these points are immediately added to your account, allowing for quick redemption towards flights, hotel stays, or other rewards. Loyalty programs may collaborate with external partners to offer unique events or promotions only available to members. It can include special shopping days with extra points or exclusive events with significant bonus points.

These collaborations diversify your points-earning potential and enhance your membership experience by providing access to unique and memorable activities.

 

14. Subscribe to Newsletters

Subscribing to newsletters from your favourite airlines, hotels, or travel rewards programs can be a gold mine for earning points. Thrifty Traveler, Scott’s Cheap Flights, and AwardWallet provide newsletters that offer travel tips, exclusive deals, and alerts on fare sales, which can significantly increase your points through informed bookings.

Many companies offer exclusive points for subscriptions, and newsletters are often the first place they announce special deals, promotions, and contests that can lead to earning more points. Newsletters usually share early alerts about limited-time offers, ensuring you stay ahead and maximize your points accrual.

Subscribing to multiple trusted sources ensures you take advantage of valuable opportunities to earn or save on travel.

Recommended read – Thrifty Traveler Review 2024: Your Go-To for Budget Travel Deals

 

15. Volunteer for Flight Bumping

Airlines sometimes offer travel vouchers or bonus points as compensation for volunteering to give up your seat on overbooked flights. Proactively inquiring about potential overbooked flights at check-in can increase your chances of being considered for these opportunities. It can be a lucrative way to earn additional travel rewards, especially if you have flexible travel plans.

These vouchers or points can sometimes be substantial, depending on the flight and the level of overbooking. Some airlines may also provide complimentary perks such as meal vouchers, lounge access, or hotel stays, making the wait more comfortable and worthwhile. Volunteering is an excellent option for travellers with flexible schedules looking to enhance their rewards.

This strategy helps you earn rewards and enhances your travel experience through added benefits.

Women waiting at Airprot Using Phone with Luggage

 

Wrapping Up!

Earning travel points doesn’t have to require a credit card. There are countless ways to earn travel rewards, from joining loyalty programs to utilizing shopping apps and participating in fun challenges. You don’t need a credit card to start accumulating these benefits. With time and effort, you’ll collect points and plan your next adventure sooner than expected while maximizing your everyday activities.

 

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